If you’re planning to start a business in Nigeria, one of the most important things you must do is register it officially with the Corporate Affairs Commission (CAC).
Whether you’re selling products online, running a service-based hustle, or building a company, CAC registration gives your business legal standing, credibility, and access to benefits like loans and grants.
In this article, you’ll learn step-by-step how to register your business in Nigeria in 2025 using the updated and digitized CAC platform—all explained in clear, simple language.
Why You Should Register Your Business
Registering your business goes far beyond formality—it’s an investment in your brand and your future. First, it makes your business legitimate. Customers and potential partners will see that you’re serious, and this builds trust.
Secondly, you gain access to financing opportunities, including loans, grants, and government-backed programs that are only open to registered businesses.
More importantly, registration protects your business name legally, ensuring that no one else can use it once it’s approved. Also, it enables you to open a corporate bank account and apply for a Tax Identification Number (TIN), both of which are essential for scaling your operations professionally.
Types of Businesses You Can Register with CAC
There are three major types of registration options with CAC. The first and most popular is the business name, ideal for sole proprietors and partnerships.
This is perfect for small businesses, freelancers, and startups due to its simplicity and affordability.
The second option is the limited liability company (Ltd), best for medium- to large-scale businesses or those planning to bring in investors. This structure provides legal separation between the owner and the business.
Lastly, there’s Incorporated Trustees, which is for NGOs, religious organizations, and clubs. While this article focuses on business names and limited liability registrations, it’s good to know the available options before deciding.
Step by Step Guide To Register Your Business with CAC in Nigeria
Step 1: Choose and Reserve Your Business Name
The very first step is to come up with a unique business name. Before anything else, visit www.pre.cac.gov.ng and use the “Public Search” option to confirm that your desired name isn’t already taken. Once you’re sure your name is available, you can create an account and proceed to the name reservation portal.
You’ll be asked to submit two name options in case your first choice is unavailable. After paying a ₦500 reservation fee, you’ll typically receive a response within 24 to 48 hours confirming whether your business name is approved. If approved, the name will be reserved for 60 days, giving you enough time to complete your registration.
Step 2: Fill Out the Business Registration Form
After your business name is approved, the next step is to fill out the registration form online. This is done through your dashboard on the CAC portal.
You will provide key details like the approved business name, business address, nature of business (selectable from a list of categories), and personal details such as your full name, phone number, address, and occupation.
You’ll also upload a digital passport photograph and your signature. The form is very user-friendly, and CAC has improved it to help non-lawyers complete it with ease.
Step 3: Pay the CAC Registration Fee
Once your form is completed, you’ll be directed to pay the applicable registration fee. As of 2025, the fee for a business name registration ranges between ₦10,000 and ₦12,000, while registering a limited liability company can cost ₦25,000 to ₦50,000 or more, depending on your share capital and structure.
You can pay using the CAC payment gateway or via Remita, which offers multiple options including bank transfer, card payments, and USSD.
Always ensure your payment is made using your CAC transaction ID to avoid processing delays.
Step 4: Upload the Required Documents
After payment, the next step is to upload the necessary documents. For business name registrations, you’ll typically need a valid government-issued ID (like a national ID, voter’s card, driver’s license, or international passport), a digital passport photograph, and a scanned signature.
The system also auto-generates the CAC/BN/1 form, which you must download, sign, and re-upload. If you’re registering a limited liability company, additional documents like the Memorandum and Articles of Association (MOA), Form CAC 1.1, and information on directors and shareholders will be required. CAC now provides downloadable templates to make the process easier.
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Step 5: Submit Your Application
Once you’ve uploaded all required documents, the next move is to review your entire application. Ensure that names, addresses, and business descriptions are spelled correctly.
After confirming everything is accurate, hit the “Submit” button. You’ll receive a transaction ID and a tracking number that you can use to monitor your application’s progress.
If there are any issues with your application, CAC will contact you via email, so check your inbox regularly.
Typically, it takes about three to five working days for business names to be approved, though limited liability registrations may take a little longer.
Step 6: Download Your CAC Certificate
After your application is approved, you will receive an email notification from CAC. Log back into your dashboard and download your Certificate of Registration. You’ll also have access to your Status Report and the Certified True Copy (CTC) of your application.
These documents are important and should be stored both digitally and in hard copy. Your CAC certificate serves as official proof of your business’s legal existence and will be required for further steps like getting a TIN or opening a business account.
Post-Registration: What to Do Next
Congratulations! Your business is now legally recognized. But don’t stop there—some important steps follow.
Apply for a Tax Identification Number (TIN)
With your CAC certificate in hand, head over to https://tin.jtb.gov.ng and apply for your business’s TIN. This number is required for tax payments and other legal transactions. You’ll enter your business details and upload the necessary CAC documents. The TIN is usually processed within a few days and is sent to your email or is available for download.
Open a Corporate Bank Account
Next, take your CAC certificate, TIN, a valid means of identification, a utility bill, and a passport photo to your preferred bank. Many Nigerian banks now offer fast-track business accounts for CAC-registered enterprises. You may be required to deposit a minimum amount (₦5,000–₦10,000), so confirm the terms before visiting.
Develop a Business Identity
Now that you’re official, it’s time to start building your brand. Design a logo, create social media pages, and, if possible, build a basic website. Customers are more likely to trust and engage with a brand that looks professional. You can use free tools like Canva for logos or platforms like WordPress or Shopify to get online quickly.
Set Up Bookkeeping and Record Management
You don’t need to be an accountant to track your business finances. Basic tools like Microsoft Excel, Wave Apps, or even a ledger book can help you monitor income and expenses. This will also come in handy for tax purposes and future funding applications.
Register with SMEDAN or NAFDAC (if applicable).
For those in the food, cosmetic, or health-related industries, you’ll need to get approvals from NAFDAC. Additionally, register with SMEDAN (Small and Medium Enterprises Development Agency of Nigeria) to access training, funding, and government support. SMEDAN assigns you a unique identification number, similar to a business social security number.
Frequently Asked Questions (FAQs)
Can I register my business without a lawyer?
Yes. For business name registrations, you can complete the entire process yourself online without needing legal assistance. However, for limited liability companies or NGOs, you might benefit from using a lawyer or an accredited CAC agent.
What if my name is rejected?
You’ll receive a reason for the rejection. Simply log back in, edit the name or choose another, and resubmit—often without paying again if still within the 60-day name reservation period.
How long does registration take?
For business names, 3–5 business days. For limited liability companies, allow 5–10 working days, depending on the accuracy of your submission and the CAC’s workload.
Conclusion
Registering your business with CAC in Nigeria is more than a legal requirement—it’s a powerful step towards building a credible, bankable, and scalable enterprise.
With the 2025 process now streamlined and digitized, it’s easier than ever to become a formal entrepreneur.
So, whether you’re offering services, selling products, or launching a digital platform, don’t wait. Begin your CAC registration journey today and give your business the solid foundation it deserves.
